Fiji Football Association President Rajesh Patel has expressed the importance of understanding the organization’s insurance policy for players, urging players, officials, and parents to familiarize themselves with the coverage available in the event of injuries. During a recent council meeting held in Suva, Patel explained that the insurance fund is sustained by a 10 percent levy from all tournament fees, specifically designated to cover injuries incurred by players with valid Fiji FA license cards.
Patel clarified that the insurance only covers injuries that are recorded within the Fiji FA system and require treatment at government-run hospitals. “Our policy is very clear. All treatment at government hospitals is fully covered, but treatment at private hospitals is not covered under our insurance, except in very exceptional circumstances,” he stated.
He expressed concern over increasing instances where injured players have been taken to private medical facilities, leading to families seeking reimbursement for expenses that are not covered by the policy. To avoid confusion, Patel emphasized the importance of immediate reporting of injuries, which requires completion of an official injury form signed by a government hospital doctor, including specifics about the injury, treatment received, and anticipated costs.
In an unusual case during the 2024 Inter-District Championship, Patel noted that a futsal player sustained a serious leg fracture and needed emergency surgery at a private hospital due to the lack of available services at government facilities. The insurance covered the costs in this time-sensitive scenario, showcasing the policy’s flexibility in emergencies.
Patel’s emphasis on adherence to the established guidelines aims to ensure that players receive the necessary support while also protecting the integrity of the insurance system in Fiji football. Understanding these protocols is essential for all involved, ensuring a smoother process in the unfortunate event of injuries.
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